Chapter 760: Small Projects
It wasn’t that the boss’s wife hadn’t considered doing what Masayoshi Kishimoto had done. The reason why she couldn’t decide was naturally because she had her own difficulties.
The boss’s wife sighed heavily, “It’s not easy. Roppongi is the most expensive place in Tokyo. Buying a storefront here would be impossible for me. Rent it! The rent is too expensive.
That alone can cause me great mental and financial stress. If I was unlucky enough to encounter the Asian financial turmoil of 1997 or the bursting of the Japanese economic bubble like in the late 80s and early 90s, it would have led to my complete and utter bankruptcy.
Not to mention the fact that I had only recently purchased the storefront of Kiraku Premium Japanese Restaurant Tei in Ueno, Taito District. I owed a large sum of money to the Hard Gold Bank for that.
Now, how can I afford to open a branch of Kiraku High-end Japanese Restaurant in Roppongi, Minato-ku? Even if I move, I can’t!”
“In that case, another way is for you to just sell the Kiraku Premium Japanese Cuisine Pavilion for cash, thus going on to enjoy life to the fullest.” Masayoshi Kishimoto leaned his back on the top of the chair, his hands crossed in front of his belly, and said in a cloudy manner.
“I’ve come all the way here to beg you to help me find a way, and you’re asking me to sell the Hi-Lo Japanese Restaurant Pavilion that I’ve painstakingly built up for cash.
This is undoubtedly sticking a sharp knife in my heart. Could it be that you can’t bear to watch my Hi-Lo Japanese Restaurant go bankrupt and close down?”
The boss’s wife used her right hand to hold an air knife handle, the movement gestured a knife was as if it was directly inserted into the position of her heart and said.
“The way, I gave you out. This doesn’t work, that doesn’t work, what do you say to make it work?” Justice Kishimoto was calm.
He wasn’t worried at all that after the bankruptcy and closure of the Kiraku Premium Japanese Cuisine Pavilion, he wouldn’t have the money to pay back the money owed by the Hard Gold Bank. How could the bank’s money be borrowed casually?
Even if the boss’s wife had a little personal relationship with himself, it would not be the main reason why she was able to borrow money from the Hard Gold Bank. Each other knew this very well. It was more like a throwback and a mutual benefit.
In the past, one had always looked after her business. For this reason, she had also made some good money, and naturally moved with the idea of not wanting to rent someone else’s store to run it, but rather wanting to buy it.
The biggest advantage of this is that she does not have to pay a monthly rent to someone else for nothing. So, she took the initiative to go to the landlord to discuss it in detail.
The landlord saw that she was full of sincerity to buy, also want to sell, since the price was negotiated. She did not have enough cash on hand, and inevitably had to look for a bank loan.
Her first reaction was to think of the hard gold bank, one is that we have many years of friendship, it is unlikely that we can get a discount on the interest rate, pay a little less out.
Secondly, it was convenient to continue to deal with the Hard Gold Group in the future, after all, most of her business relied on these people to support her.
Furthermore, the boss’s wife had just said that she had borrowed a large sum of money from the Hard Gold Bank in order to buy the storefront of the Hi-Lo Japanese Cuisine Pavilion.
It also meant that the store was owned by her. However, she was able to borrow this large amount of money from the Hard Gold Bank, so I’m afraid that she took something else as collateral.
Even if one didn’t have to ask, one would be able to think that the other party should have mortgaged all of her personal properties and other things to the Hard Gold Bank.
If there was no collateral, she would never be able to borrow that large sum of money from the Hard Gold Bank. If she couldn’t pay the debt, the collateral would be taken away.
The collateral pledged to the bank was definitely much higher than the loan amount in the current market price, after all, the bank was not stupid.
“Why don’t you make an investment for me?” The boss’s wife’s utterance of such a sentence was not a whim of her own, but had long been well thought out.
If her Joyful High Japanese Cuisine Pavilion wanted to continue to survive well, it absolutely couldn’t be separated from Masayoshi Kishimoto’s care on top of the business. It was completely impossible to survive on just a few casual customers.
In the past, they only had to pay rent and other expenses. Now, the rent is gone, but there is an additional bank payment. This monthly loan repayment is much more than the rent.
At that time, when he took out a loan to buy the store, he could not have imagined that the Hard Gold Group’s headquarters would move away from Ueno in Taito District. This would naturally fall apart once there were no more big patrons to take care of the top of one’s business.
Masayoshi Kishimoto instantly remembered the thing that his mother-in-law had proposed at first. The reason why he was unwilling to invest in this field was that he did not want to let it interfere.
Now, such a person took the initiative to mention, is another thing. He belongs to either do not do, to do to be one of the best.
The boss’s wife saw that he didn’t say anything, and said anxiously, “I know, you are the one who makes big investments, and you must not be able to see this small project of mine.”
“Making an investment does not lie in the current size of the project, but in whether the project itself has potential for development in the future.” Justice Kishimoto said bluntly.
“Then do you think this one project of mine has any development potential in the future? Is it worth your investment?” The boss’s wife blurted out.
“If you’re really so intent on finding an investor and doing a financing, my suggestion is that you make a good financing plan to go and have a good talk with Kiyoshi Kobayashi of Hard Gold Capital.” Masayoshi Kishimoto didn’t make a joke and said.
“Can’t I just go to you?” The boss’s wife strongly realized that the one thing she wanted to finance would not be simple and easy to say.
Masayoshi Kishimoto spread his hands at her and said, “I’m no longer in charge of this specific aspect.”
The boss’s wife decided that this statement of his was an excuse. The truth was that it was because his project was so small that the other party did not even look at it.
The boss’s wife knew that her use of a woman’s usual flirtatious tricks on him would not only be ineffective, but would also cause the opposite effect. She had known for a long time that Masayoshi Kishimoto didn’t like women who were older than him.
“Are you really going to be so hard-hearted as to see death?” The boss’s wife immediately exuded a pitiful weak woman look and said.
“It’s not seeing death to save, but being unable to do anything about it. I have already shown you the direction, but you didn’t adopt it. For this reason, there is nothing I can do.” Masayoshi Kishimoto truly showed a heart of stone and said.
“It’s not that I’m not listening to you. That one financing plan you mentioned, I simply don’t understand it, nor do I know how to get it.” The boss’s wife was sincere in her words.
“This is a good indication that you haven’t really gone to the point of being at the end of your rope. Otherwise, you wouldn’t have said such pushy words.” Justice Kishimoto hit the nail on the head.