Chapter 749 Taobao
In 2003, atypical pneumonia ravaged China, and the indomitable Chinese people were finally able to overcome it. In the same year, Taobao was officially founded.
In the following ten years, it has been developing rapidly as if it were hanging on by a thread, constantly creating one miracle after another.
Before it created a series of miracles, the Chinese government made a series of related policies in a timely manner to loosen.
Although atypical pneumonia is a bad thing, but from a side to Taobao quickly into the public eye in the invisible played a role in the opportunity.
In many people are afraid to go out and dare not go to crowded places to shop, it appeared in time to fill the gap in this demand.
Online shopping has not only become the slogan of Taobao, but also deeply into everyone’s heart, leading a fashion trend.
Masayoshi Kishimoto is one of the largest shareholders of Alibaba, accounting for 40% of its shares, and in the future not only in China, but also in Southeast Asia, Africa, and even the world will be famous Jack Ma, Ma Yun Ma’s father’s shares of the highest did not exceed 10%.
In Masayoshi Kishimoto’s opinion, the official launch of Taobao is not amazing. It’s not because he’s looking at it as the future vision of the previous generation.
Taobao is essentially a replica of eBay, which really created this new way of shopping for human beings, and the reason why it ultimately surpassed eBay is that it is a product of the times under China’s reform and opening up.
Without the Chinese government for the relevant policies above the relaxation and support, there will not be Taobao’s creation. If mainland China is still stuck in a person raising more than five chickens, even if it is to take the capitalist road of the times, everything is a source of water, no wood.
Secondly, China’s demographic dividend to Taobao brought the opportunity. The huge market of more than one billion people, naturally, there can be a miracle soil.
Taobao focuses more on the needs of the urban population. At this time to realize the online shopping, not only need to have a computer and network, but also have to have the cooperation of the courier.
At this time in mainland China, all of this is still under rapid construction. As for China’s vast rural market, as well as those in the city of the needs of the lowest class of people to fill this gap, only until the emergence of Pinduoduo.
In China’s future leaders put forward the strategy of precise poverty alleviation, Jingdong, Taobao and so on have all gone ahead. In the end, they all achieved very little.
Only Pinduoduo went, not only got up, but also made a great success. Pinduoduo’s business strategy is to aim for cheap. As for the quality of goods, that is another matter.
Anyway, Chinese people generally understand one thing, one penny, one goods. You can’t expect to spend the money on eating fans to eat real shark fins!
Let Kishimoto justice really feel Alibaba’s most bullish point, is ten years after the balance of the treasure officially on line, twelve years after the chanting of flowers officially on line, fifteen years after the chanting of loans officially on line.
The balance of the treasure just on the line, not only the annualized rate of return is much higher than the bank one-year fixed deposits, and do not have to wait for a year to have the bank to give the fixed interest, the middle of the withdrawal will not only be counted as better than nothing of the current interest.
On this trick, resulting in mainland China’s large and small banks inside the deposit is a rapid decline. In the end, forced the central mom to come out to stand, but also changed a series of existing rules. The main purpose of this is for the financial security of China.
The official launch of Chanting is that you have a need, but there is no money in hand, it is okay, I lend money to you to buy. The actual fact is that you can’t pay back the money when it’s due.
The first thing you need to do is to get your hands on the money and pay it back in installments. If you can’t pay it back in installments, you’ll have to be careful when you buy. This is the first time I’ve ever seen a commercial for the company, and I’ve never seen one.
The first thing you need to do is to buy the product on the internet. The first time I saw it, it was a very good thing that it was a good thing that it was not.
The support for this mobile payment is based on the speed and popularity of smartphones and mobile networks, which have entered the 4G era. This is a great deal more than Huawei, not China Mobile, China Unicom and other communications monopoly giants.
In fact, chanting is a kind of credit card in disguise, consumer loans. However, government policy states that e-commerce platforms are not banks and do not have the right to issue credit cards directly.
It was only after another N years that Jingdong just got the signboard of an online virtual bank in Hong Kong, China. It is also just one of several.
I’m afraid that the official launch of Chanting is also a piece of cake for the surprisingly booming loan market as consumerism begins to flourish in mainland China.
This is a direct way to borrow cash. The daily backlog of cash flow on Alipay is a huge number of billions of dollars. Plus the balance treasure, the number is even bigger.
This trick can not only revitalize the backlog of cash flow on Alipay and Balance, but also to spend money can not be involved in the place for a more effective coverage.
Whether it is Jingdong, or Tencent, as well as Suning, can not do Alibaba in this field of extreme, is that they are not like Alibaba that the left hand holds the dominant position of online shopping, the right hand holds a large amount of cash flow.
Although Jingdong is also an e-commerce platform, online shopping, but belongs to the latecomer. It is able to stand out, or in its own powerful logistics platform.
Even if the number of white strips is generally much larger than the amount of chanting, but not everyone can pass. This also shows that its own amount of money is insufficient.
As for Tencent, its main revenue still lies in online games. Suning relies more on its own early offline physical stores.
It has formed a closed loop model, and whether you use chanting, or borrowing, it all comes from the Alibaba Group’s banner. In the end, it still goes back to Alibaba Group.
This is either online or offline shopping, or how, all have to pass through it more or less. Even if you spend the cash borrowed from Chanting, it will be deposited in the bank by someone else and then transferred to the balance treasure.
After all, the interest rate is still higher than the bank for the same period of one year fixed deposits, daily interest calculation, the whole field general, cell phone withdrawals not more than ten thousand dollars, 2 hours to the account. Computer withdrawals, also will not exceed twenty-four hours.
So fast and convenient, there is no reason not to use. Not at all like the bank, when depositing money, the branch counter like you, when withdrawing money, the old unhappy.
Who let others also have the pressure to absorb deposits? This failure to complete the established tasks, not only only only the bottom of the guarantee, no bonus or commission, but also can not even keep the job.
Ordinary university undergraduate so many reserves, can be said to be as much as you want. Bank branch related work is still a decent good job in the eyes of the vast majority of people.